Tangerine Expands Its Lineup
The Tangerine Investment Funds have long been part of my model portfolios, as they’re a simple way to build a broadly diversified index portfolio with a single product. With a management expense ratio [...]
Exploring Multi-Factor Models
This is Part 8 in a series about smart beta ETFs. See below for links to other posts in the series. So far we’ve looked at ETFs that target specific factors. In this installment, we look at funds that [...]
Understanding the Low Volatility Factor
This is Part 6 in a series about smart beta ETFs. See below for links to other posts in the series. In this installment, we look at the low volatility anomaly: the surprising idea that stocks with low [...]
Ask the Spud: Switching From e-Series Funds to ETFs
Q: “I currently have $30,000 invested in the TD e-Series funds. When the time comes to move to ETFs, what is the best way to do this while still making automatic contributions? Should I put my biweekl [...]
Are Target Date Funds Right For You?
Think about all the elements you need to be a successful index investor. First, you need to choose the right mix of stocks and bonds, and to adjust that mix as you approach retirement. Your portfolio [...]
What (Returns) to Expect When You’re Expecting
Investing decisions should always be made in the context of your overall financial plan. And although we know short-term forecasts are futile, a retirement plan needs to include some assumptions about [...]
Why Simple Is Still a Hard Sell
Last January, I overhauled my model portfolios to make them simpler. Some of the older options included small-cap stocks, preferred shares, and real estate investment trusts (REITs), but I switched to [...]
Decoding Vanguard’s New International Equity ETFs
This year has been another reminder of why international equities are such an important part of a diversified portfolio: in the first 11 months of 2015 the Canadian market was down almost 6%, while in [...]
Vanguard’s New World Order
If you follow my model ETF portfolios, you may have noticed that one of your holdings has a new name. The Vanguard FTSE All-World ex Canada (VXC), launched in the summer of 2014, is a simple, low-cost [...]
Raining on the All Seasons Portfolio
Investors are hungry for success stories, especially tales that include high returns with low risk. And the investment industry is always happy to stoke that appetite. One of the most popular stories [...]
