A Trove of Tax Tips for Canadian Investors
If your long-term savings are all in RRSPs and TFSAs, consider yourself lucky. Using tax-sheltered accounts is easy compared with the plight of investors who are saving in non-registered accounts. Fro [...]
ShareOwner: Canada’s First ETF Robo-Advisor
Back in February I wrote about the rise of robo-advisors, the online services that allow you to build an ETF portfolio that’s maintained by a computer. These services are already operating in the US, [...]
How to Estimate Stock and Bond Returns
Even the simplest financial plan requires assumptions about how your investments will perform. We know these assumptions can never be perfectly accurate, but they need to be thoughtful and reasonable. [...]
Ask the Spud: How Are Investors Protected?
Q: My father lost a large sum of money when the company holding his investments in his home country defrauded its clients. As a result, I worry whether it is safe to keep all our investments in one in [...]
How One Investor Found Inner Peace
Most people who embrace index investing are attracted to the low fees and the proven performance compared with a majority of active strategies. But another advantage sometimes gets overlooked, and tha [...]
Ask the Spud: Why Do ETF Yields Differ?
Q: The Vanguard S&P 500 (VFV) currently has a dividend yield of 1.44%, but the US-listed version of the same ETF has a yield of 2.01%. How can these two funds have such different yields when their [...]
Vanguard Goes Global With New ETFs
[Note: This blog post was updated several hours after it was published, as new information became available.] The Vanguard Total International Stock ETF (VXUS) has long been part of my Complete Couch [...]
A Tax-Friendly Bond ETF on the Horizon
Bonds should be part of just about every portfolio, but if you have to hold them in a non-registered account the tax consequences can be onerous. Fortunately, Canada’s ETF providers are taking steps t [...]
What Young Investors Need to Know
When I first became interested in indexing, someone recommended William Bernstein’s The Four Pillars of Investing. Originally published in 2002, the book has become a classic for its insight and wisdo [...]
The High Cost of High Dividends
In our recent white paper, Asset Location for Taxable Investors, Justin Bender and I argue that investors may be better off keeping their bonds in an RRSP, while equities should be held in a taxable a [...]
