A Trove of Tax Tips for Canadian Investors
If your long-term savings are all in RRSPs and TFSAs, consider yourself lucky. Using tax-sheltered accounts is easy compared with the plight of investors who are saving in non-registered accounts. Fro [...]
The High Cost of High Dividends
In our recent white paper, Asset Location for Taxable Investors, Justin Bender and I argue that investors may be better off keeping their bonds in an RRSP, while equities should be held in a taxable a [...]
Calculate Your Personal Rate of Return
On January 9, I published the 2013 returns of my model portfolios. The equity markets performed spectacularly last year, but most investors are likely to be far more interested in the performance of t [...]
More DIY Investing Challenges
In my last post, I looked at some of the biggest challenges faced by DIY investors. I came up with the list after working with clients of PWL Capital’s DIY Investor Service. The theory behind indexing [...]
ETF Choices Are Less Important Than You Think
The comments following my recent post about new ETFs from Vanguard were another reminder of just how often investors get overly focused on products. I accept part of the blame here, since I write a lo [...]
Ask the Spud: The US-Dollar Couch Potato
We just sold our condo in Florida and now have some money to invest in non-registered accounts. The problem is, the money is all in American dollars. Is there a way to use the Couch Potato strategy us [...]
Dividends: Not As Tax-Friendly As You May Think
If your investments include RRSPs, TFSAs and taxable accounts, asset location is an important consideration. The returns of various asset classes—such as bonds, Canadian stocks, and foreign stocks—are [...]
TD e-Series Returns for 2021
In my last post I reviewed the returns of my model ETF portfolios in 2021. Now let's take a look at how the TD e-Series index mutual funds performed during the year. We'll start with the returns of th [...]
Couch Potato Portfolio Returns for 2021
Well, another year is in the books and it's time to review how investors fared if they used one of my model portfolios during 2021. Overall, the past year was very different from 2020: we didn't exper [...]
Inside Tangerine’s Global ETF Portfolios
Asset allocation ETFs were revolutionary when they appeared in 2018, but they were hardly the first products that allowed Canadian investors to own a diversified index portfolio with a single fund. Wa [...]
